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  • General Takaful ,Protection to participant for losses arising from perils such as accident, fire, flood,liability and burglary
  • Gharar,uncertainty.
    One of three fundamental prohibitions in Islamic finance (the other two being riba and maysir). Gharar is a sophisticated concept that covers certain types of haram uncertainty in a contract. It involces an exchange in which one or more parties stand to be deceived through ignorance of an essential element of the exchange. Gambling is a form of gharar because the gambler is ignorant of the result of the gamble.
  • Gross direct contributions,Contributions on original gross rate charged to clients in respect of direct Takaful business without any deduction for commission or brokerage.
  • Group family Takaful,Family Takaful (usually without medical examination) on a group of people under a master certificate. It is typically issued to an employer for the benefit of employees, or to members of an assoiciation.

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