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Consumer Zone


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  • Sadaqah,voluntary charitable giving
  • Salam,advance purchase
    Advance payment for goods which are to be delivered at a specified future date.
  • Shariah ,Islamic jurisprudence
    Islamic cannow law derived from three sources: the Quran, the Hadith and the Sunnah A "Shariah compliant" product meets the requirements of Islamic law.

    A "Sahriah board" is the committee of Islamic scholars available to an Islamic financial institution for guidance and supervision in the development of Shariah compliant products.

    A "Shariah adviser" is an independent Islamic trained scholar that advises Islamic institutions on the compliance of the products and services with Islamic law
  • Surplus at valuation date,Excess of the Takaful fund carried forward over the actuarial liabilities of a Takaful fund of family Takaful business

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