Guidelines on Takaful Basic Examination (TBE) Exemption

Introduction

TBE is an entry qualification for all those who intend to be a registered Takaful agent in the financial services industry promoting Takaful products and services. It is a compulsory qualification to enhance the competency and professionalism of Takaful agents.

The implementation of TBE was effective on 1 January 2009 and the requirement of individual to pass the TBE is stipulated in the MTA Inter-Takaful Operators Agreement where every new applicant who would like to be registered as an Agent (including a corporate nominee) needs to pass TBE or its equivalent as approved by the Management Committee (MC).

This requirement is irrespective of whether or not the applicant possesses the Pre-Contract Examination (PCE) certificate or any other qualification. The TBE qualification are segregated into two categories, namely, the General Takaful and Family Takaful which is are governed by MTA Rules and Regulations on Takaful Agent Registration.

At the moment, TBE exemptions were provided to the members of MTA MC and their alternates (former and currently serving the MC) and also agents who are active prior to January 2009 whereby member companies have registered them before TBE implementation. In line with the objective of MTA to provide possible ways for industry’s entrance, the TBE exemption guideline is developed to provide the standard process in recognising to the industry practitioners who have relevant qualification and working experience in the Takaful industry.

Kindly refer the full version MTA Guidelines on CPD programme : TBE Exemption Guideline